The patient owes the total amount of the surgical procedure since that amount is less than his deductible and he cannot collect any amount form the payer.
Explanation:
The Deductible is the amount that a patient has to pay out of his pocket before the start of the insurance plan. So, the lower the deductible amount, the higher monthly payments.
The deductible in this case for the patient is 2500$, which means the patient will be responsible for all the medical costs until he has met his deductible amount of 2500$.
Here, since the cost of surgery is 1890$ which is less than the deductible of 2500$ there is nothing that the patient can get from the co-payer.
