Answer: savings
Explanation: Average propensity to save, or APS, is a formula used to determine the amount of income that is saved instead of using it on goods and services. It is calculated by taking savings and dividing that by a household's disposable income. Another ratio exists, known as average propensity to consume, or APC, and this shows the amount of income that is consumed on goods and services. It is calculated by taking consumption expenses and dividing it by a household's disposable income. Because a person can only either spend income or not spend it (i.e. save it) and these formulas are ratios, they will collectively always add up to 1.
