Carmine took out 28- year loan for $151,000 at an APR of 9.9%, compounded monthly, while Richie took our a 28- year loan for $116, 000 at an APR 9.9%, compounded monthly. Who would save more by paying off his loan 17 years early?

A;Carmine would save more, since he has $35,000 more in principal.
B; Richie would save more, since he has $35,000 less in principal.
C; Richie would save more, since he has $35,000 more in principal.
D;Carmine would save more, since he has $35,000 less in principal.