Answer:
It may be reported on her dad’s credit report.
Explanation:
Co-signing a loan means that a person commits to pay the loan if the debtor doesn't do it. When the primary borrower makes a late payment, it can affect the credit score of the co-signer because that person is also responsible to ensure that the payments are made and because of this, people have to think seriously before cosigning a loan because if the borrower don't pay they can end with a bad credit or even having to pay back the loan. According to this, if Amber makes a late payment, it may be reported on her dad's credit report.
