Which person would need the least amount of collision coverage from their auto insurance?

A - Umme is a new driver and her parents bought her a reliable used car that she needs for work
B - Samir is a new driver and his parents bought him a new sports car for his 16th birthday
C - Indira has a clean driving record, drives to work everyday, and leases a new car
D - Harry has a clean driving record, rarely drives, and owns an older car that he plans to replace in a few years