Ellen has had the same credit card for 6 years. She has $10,000 in available credit and usually charges $400 per month. She has never paid a bill late. She is close to paying off her student loan.

Which is most likely to occur?

A.
She will have a low credit score.

B.
Her application for a new credit card will be denied.

C.
She will be approved for new credit card with low interest rate.

D.
She will get a mortgage with a high interest rate.