___________ : when the value of a nation's currency is allowed to fluctuate according to the foreign exchange market.
a. gold standard
b. fixed exchange rate
c. currency calculation
d. floating exchange rate user: the two major types of transactions that affect the international flow of money are:
a. balance of payments; balance of credits
b. debits; credits
c. trade in goods and services; capital flows
d. flows of financial capital; flows of payments